Buying a Home

These posts are for people working toward a home purchase: practical advice on mortgages, credit, down payments and budgeting, with a good share written for first-time buyers. You will find explanations of loan programs and assistance for new buyers, what student debt and credit reports mean for a loan application, the common myths that keep renters from becoming owners, and how to look past fresh paint to judge the condition of a house. Some posts are about the bigger decision. We write about the true cost of owning beyond the purchase price, what to weigh before relocating out of California, benefits available to veterans, and newer options along the coast such as prefabricated homes. Older articles remain in the archive because the basics of preparing to buy change slowly. Buying in the Los Angeles South Bay takes preparation and patience, and it helps to have someone local on your side. When you are ready to start, or just want to know where you stand, Morgen Real Estate will walk you through the process from the first conversation to the keys.