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Reducing Mortgage Payments

6.5 million Homeowners with mortgages could save approximately $200-$500 on their monthly payments by refinancing, most could qualify and benefit from traditional refinancing while 450,000 are HARP-eligible. HARP, the Home Affordable Refinance Program, is a...

Why The Mystery?

Without question, it is important to know upfront all costs associated with the purchase of a home. That is one area of the home buying process that should never be a mystery. Your real estate...

The (Un)affordability of Homeownership

In December of 2014, a service tax, Senate Bill 8 (SB 8), the “Upward Mobility Act,” was introduced by Senator Robert Hertzberg (D-Van Nuys). The bill’s purpose is to generate $10 billion for schools, local...

Worrying About Interest Rates…

There is speculation that the Federal Reserve could raise interest rates in June then gradually increase thereafter, however, the impact of low oil prices, a strong dollar and the unemployment rate over the next two...

Desperate Times…

A week ago, Governor Brown ordered a mandatory 25% reduction in water usage on campuses, golf courses, and cemeteries and to replace large lawns with drought tolerant landscaping. A temporary statewide rebate program is set...

Life Without Water

This is really serious. California will run out of water within a year’s time! This should not be so surprising, considering the unseasonably high temperatures and dry conditions we’ve experienced consistently for some time now....

The Right Mortgage – When is the Federal Reserve raising rates?

It’s inevitable, the Federal Reserve is considering raising rates as early as June, so, with a little time on your side, now might be a good time to find the right mortgage or to refinance....

Buying Los Angeles

In a recent article from HSH.com, a mortgage research website, reports that in order to afford a home in the Los Angeles area of $450,900, based on NAR (National Association of REALTORS®) median home price...

Zillow’s Flaw

During a recent interview on CBS This Morning, Zillow CEO, Spencer Rascoff, acknowledged the accuracy of Zillow’s zestimate, widely used by home buyers and sellers alike to gauge property values, as having a “median error...

High Rents Making Home Ownership More Attractive

With mortgage rates still relatively low, in the mid 3%, the government’s role with the easing of credit requirement and increasing rent rates- equals no equity, home purchasing has led to higher demands amongst millennials,...

Reducing Mortgage Payments

Why The Mystery?

The (Un)affordability of Homeownership

Worrying About Interest Rates…

Desperate Times…

Life Without Water

The Right Mortgage – When is the Federal Reserve raising rates?

Buying Los Angeles

Zillow’s Flaw

High Rents Making Home Ownership More Attractive

Legal